Tuesday, March 8, 2016

First Time Buyers | A Check List



As the year progresses, I have had many a First Time Home Buyers in Aventura, Florida contact me for assistance with their home purchase.

Many, quite rightly are confused and dare I say frightened on this process. I get it, buying a home in Aventura, Florida can be quite daunting.

With this in mind, I have created a First Time Buyers Checklist.

1. Make an appointment with your bank. Set the motions in place to secure a loan. Before setting out to view a property ensure you have a mortgage qualification letter in hand. This letter will indicate to the seller you have the ability to purchase their home.

2.Set a monthly household budget that you can adhere. This includes the mortgage repayment, property insurances, taxes, property maintenance, homeowner maintenance fees and utility bills ( electric, water, cable).

Set a monthly budget and stick to it.

3.Jot down your must haves, would be nice to include and not important features of your new home. First and foremost… Be realistic… Stop searching for the perfect home!

This is the start of your homeowner ship journey in Aventura, Florida. Seeking a home in Sunny Isles with four bedrooms, three bathrooms, pool on an acre of land just is not feasible. Get real with your home buying search.

4. Hire a qualified agent. Interview several Realtors and only work with one that you feel has local knowledge, industry expertize and has worked with first time home buyers in Aventura before. Make sure you feel comfortable with your real estate agent. You might also wish to ask for references from this Realtor. Do a Google search. While you will not be paying for the use of the service of a realtor you want to know that she is looking after your best interests.

Of course I welcome the opportunity to work with First Time Home Buyers in Aventura, Florida.Contact me at 786.797.9088.

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